Housing Finance Underwriting Workstation

Sanction smarter. Faster. On this device.

Credit Desk puts five professional underwriting tools in one browser tab. CAM notes, bank statement analysis, CIBIL scoring, PDF studio, and utilities — all 100% client-side.

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🔒Zero Upload

⚡Instant Processing

📱Works Offline

🖨️Print Ready

100%

Client-Side

0 KB

Uploaded

Tools

∞

Files

The Toolkit

Six tools. One tab. Zero uploads.

Everything a housing finance underwriter needs — from first look to sanction recommendation.

📋

CAM / Note Rewriter

12-section structured underwriting note from any CAM file. Sections A–L with verdict strip and download.

📊

Bank Statement Lab

Month-on-month turnover, bounce detection, EMI identification, top debtors/creditors, Excel export.

🏦

CIBIL Analyser

Analyse up to 5 accounts simultaneously. Score trends, DPD matrix, account summary — Excel & PDF export.

🎯

Working Scorecard

8-parameter internal scoring model: Bureau, FOIR, LTV, DPD → APPROVE / REFER / DECLINE.

📄

PDF Studio

Compress, merge, and convert images to PDF. Drag-to-reorder. Nothing leaves your device.

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Utilities

EMI calculator with amortisation table and property area converter with INR lakh/crore formatting.

Ready to underwrite faster?

Open the workstation now — no login required, no data leaves your device.

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